Flat Purchase Loan


To purchase a flat for residential purpose in a residential/ commercial area having all amenities/ facilities like water, electricity etc.

Features and Benefits:

  • Owner of the property must be the main borrower
  • Loan Size: 70% of the flat value, maximum 1.20 Crore (which is lower). (Subject to change at Bangladesh Bank’s discretion).
  • Repayment Method: EMI, Loan Tenor: (10/12/15/18) Years.
  • Easy and Fast Processing
  • Eligibility & Requirements

  • Any Bangladeshi individual who has the means and capacity to repay the bank loan.
  • Monthly net income must be 2 times of loan installment
  • Min. age of 21 years and Max. age of 70 years at the time of maturity
  • Sets of documents based on requirements.
  • Security

  • Registered mortgage of the flat.
  • Registered Irrevocable General Power of Attorney
  • Personal guarantees
  • Required numbers of Post dated cheques covering all installments
  • Interest Rates and Fees

  • Attractive interest rate
  • No hidden cost