Mudaraba Hajj Savings Account
Terms and Conditions
Specific papers/ documents on the basis of the type of the customer.
Photograph of Account holder is required.
Specimen Signature is required.
Account must be opened only for an individual name. Any person can open account for one year to twenty years.
If any person wants to perform hazz before the stipulated time then he or she needs to adjust the rest amount of money from his/ her own sources.
Nominee is a must. In case of death or any other major problem of the account holder the nominated person must perform “Badla Hazz” in place of the original account holder.
After depositing some installment, if any account holder wants to withdraw money then he/ she will be paid profit at Mudaraba Savings rate.
Deposit date: At any day of the specific month.
Installment size: (Rough calculation for three years)
**Probable cost for the year 2011 is Tk.2,54,700/- and in each year estimated cost is increased about 5%
| Term (Year) |
2011 |
2012 |
2013 |
| Installment size |
Probable cost of hazz |
Installment size |
Probable cost of hazz |
Installment size |
Probable cost of hazz |
| 20 |
1010 |
643600 |
1060 |
675700 |
1115 |
709500 |
| 19 |
1070 |
612900 |
1125 |
643600 |
1180 |
675700 |
| 18 |
1135 |
583700 |
1190 |
612900 |
1250 |
643600 |
| 17 |
1205 |
555900 |
1265 |
583700 |
1330 |
612900 |
| 16 |
1285 |
529500 |
1350 |
555900 |
1420 |
583700 |
| 15 |
1380 |
504200 |
1445 |
529500 |
1520 |
555900 |
| 14 |
1480 |
480200 |
1555 |
504200 |
1630 |
529500 |
| 13 |
1595 |
457400 |
1675 |
480200 |
1760 |
504200 |
| 12 |
1730 |
435600 |
1820 |
457400 |
1910 |
480200 |
| 11 |
1880 |
411800 |
1980 |
435600 |
2085 |
457400 |
| 10 |
2080 |
395100 |
2165 |
411800 |
2290 |
435600 |
| 09 |
2310 |
376300 |
2420 |
395100 |
2545 |
414800 |
| 08 |
2595 |
358400 |
2725 |
376300 |
2860 |
395100 |
| 07 |
2960 |
341300 |
3110 |
358400 |
3265 |
376300 |
| 06 |
3445 |
325000 |
3620 |
341300 |
3800 |
358400 |
| 05 |
4125 |
309600 |
4330 |
325100 |
4545 |
341300 |
| 04 |
5140 |
294800 |
5395 |
309600 |
5660 |
325000 |
| 03 |
6820 |
280800 |
7160 |
294800 |
7520 |
309600 |
| 02 |
10185 |
267400 |
10695 |
280800 |
11225 |
294800 |
| 01 |
20255 |
254700 |
21265 |
267400 |
22330 |
280800 |
Profit rate
| Mudaraba Deposit |
Investment Income Sharing Ratio |
| Bank |
Depositor |
| Mudaraba Hazz Savings Account |
15% |
85% |
For any query please Contact at: Tel: (PABX) 9551614 FAX: 880-2-9564009 or e-mail us at gsdd@pubalibankbd.com