Household Durable Loan


A personal loan scheme that supports purchase of various consumer durable such as Television, Refrigerator, Air Conditioner, Washing Machine, Computers, other household furniture etc.

Features and Benefits:

  • Upto 30% of quoted value.
  • Loan Size: 3 Lac excluding down payment 70% (Subject to change at Bangladesh Bank’s discretion).
  • Repayment Method: EMI, Loan Tenor: 24 months to 36 months.
  • Easy and Fast Processing
  • No collateral or cash securities
  • Eligibility & Requirements

  • Any Bangladeshi individual who has the means and capacity to repay the bank loan.
  • Monthly net income must not less than Tk. 3000
  • Min. age of 21 years and Max. age of 65 years at the time of maturity
  • Sets of documents based on requirements
  • Security

  • Hypothecation over purchased assets.
  • Required numbers of Post dated cheques covering all installments
  • Personal Guarantees
  • Interest Rates and Fees

  • Attractive interest rate
  • No hidden cost